please do not ask to be included in any group buy that I coordinate.Publically stating in the thread that they are refusing insurance will not remove the liability from the group coordinator. You appear to think it will. That being said if group coordinators want to put themselves at risk - that is their choice.I'm not missing a thing Smitty. Trust me. That attitude will lead to no one volunteering for Group Buy Coordinator. Which is not best practice. End of the day I know I won't convince you to change your mind and am not trying. I am putting my two cents in for Monty and the rest of the IAP leadership to make what they feel is the best choice for this site.Ty, what you seem to be missing is that the 'members' are not choosing to take the risk. They are putting that risk on the coordinator. The fact that they were given the option to insure and refused to insure a package that someone else is responsible for until it is delivered will not cut a bit of water with PayPal or a credit card company.I'm not arguing that the USPS can be wrong. I know they have had that exact scenario with something you shipped me. But was found and delivered. It's something I expect from time to time at my local post office. I did not expect you to be charged but that USPS insurance would cover it up to the amount entered if the package was lost.The problem is that USPS "tracking" can be wrong. We have had "delivered" packages that the customer did NOT receive. If the "receiver" complains to his credit card company or PayPal, they are very likely to reverse the transaction, taking the money from the group buy coordinator.
BTW, we have had several packages "lost" that were shown as delivered. So far, their local post office FOUND the package and properly delivered. The point is, the customer was telling the truth, but would the post office have paid on an insured package that they show as "delivered"??
All I'm getting at is if the member refuses insurance, which should be publicly stated in the thread when they so refuse, then that is their choice. Forcing members to insure packages even if they are willing to take the risk of items not being received is telling them they don't have any true freedom to choose what risks they take.
eBay about 4 or 5 years ago halted what was at that time a common practice of sellers offering shipping insurance and no longer allow it. The reason - the shipper is responsible for the shipment until it is delivered. That applied to businesses selling on eBay and individuals selling personal items.
if I offer the opportunity for you to buy insurance - and you reuse. YOU just took the risk.
But you want to shift that risk back to the coordinator under the guise of "paypal says it's the seller's responsibility to make sure the package is delivered"
(it's a hypothetical situation anyway) - but I do not want to put myself in that position that if I ship you a package and it gets lost - you would file a claim with paypal that would then take money from me (or any other coordinator)
any person coordinating group buys should take note.