yes, losses can occur through no fault of the coordinator.Well the coordinator is entitled to be protected as well as the buyer -- and what others think not-with-standing insurance is to protect the sender against loss. If a package is lost or damaged the seller (group buy coordinator) is responsible to make it good by replacement or refund. Period. And, contrary to what some people seem to believe, not everyone participating in a group buy would be willing to eat a $500.00 loss whether they bought insurance or not. It isn't a matter of trust - losses can occur through no fault of the coordinator.I think that it's fairly clear that any "buyer protection" would be debited to the group buy coordinator's account - not to PayPal (because, hello...why would they take a loss? they are just functioning as the merchant charge back in lieu of an actual cc company). This would work similarly if you'd deny a charge made to PayPal itself with your VISA card, for example, although I suspect that you'd have all sorts of problems with PayPal after something like that, LOL.
I agree with Duncan, frankly. Part of what we are doing here in this community is trying to help one another in our crazy obsession with turning - uhm - I mean quite respectable hobby.
Although this is a virtual meeting space, there are friendships formed (some IRL) and there is a certain amount of respect and trust that goes along with that. If you don't trust those folks that you are going into business with, then don't do business. Simple enough.
It'd be a shame to make this nice activity go away due to the oppressive feeling of people worrying about things that haven't ever happened here to begin with. If it did happen, I'm sure that there would be significant repercussions to that individual, but honestly, I wouldn't think that any of the folks here are that dishonest. They wouldn't be here, and they wouldn't still be part of this community.
Besides...we know where you live. Bwahahahahaha!
And I agree with Penguin that anyone that doesn't take responsibility for their own package (insured or not) and then turns around and tries to make it someone else's fault just probably doesn't belong here and should be sent to the naughty corner and not let out any time soon.
As far as making labels on USPS goes - it's not that hard to cut and paste from email or whatever list/spreadsheet that's been compiled. It can be a bit more of a pain, but hey...anything is fun if you decide it is...just sayin'
Good days and great days...don't have bad days anymore (and that's by choice
Let's not cancel the party because we might not like the clown...
Just my two cents.
Buyer protection is to protect the buyer against loss in the rare case where the seller decides to obscond with the money - that isn't likely to happen, tornadoes, hurricanes, fires, floods, accidents and deaths can and do happen - Buyer protection works in those cases too. Again it has nothing to do with trust. And, it is free.
Postage labels - What good reason is there to ask the group coordinator to do more work than he/she is already undertaking. If anyone thinks that paying a paypal fee negates their savings, they are free to not join the buy.
if the end buyer (participant) - refused to to purchase shipping insurance (because he's a cheapass and likes to gamble?) and then God forbid - the package is lost in shipment - you still think the coordinator should be liable for the package & contents?