Don't see a problem recommending either Jet 1220 model if don't have much money to spend. Your getting a lathe with ¾ hp, 9 ½" swing over the tool rest base, 12" over the bed. Those lathes come with a 5 year warranty.
Only problem is shipping if you don't have a store nearby that has them in stock. Many stores which don't have these lathes in stock will factory order for you and tack on a shipping & handling fees. Those fees can vary a great deal.
Amazon.com has the Jet 708376 JWL 1220 for $444.99 and free shipping to your door. If you want the VS model 708376VS, they send you to Tool Guy which wants $544.99 + $70.65 for shipping to you. CPO Jet wants $599.99 + $29.29 for shipping. Woodcraft, sells this lathe for $599.99, but with shipping & handling charges $713.98 out the door.
Packard Woodworks list the VS model for $544.95 and $40. shipppping fee.
If wanted that lathe might be tempted to buy the non-VS model and use money saved to buy a 3 or 4 pound scroll chuck. Or wait till in store sale or Amazon or other place offers free shipping on the VS model.