What is a decent low cost program for resizing photos files.
Image Re-sizer for Windows -- adds a re-size option to the right-click menu:
http://imageresizer.codeplex.com/
While there are many free tools that will resize photos, I haven't found any that do as good a job as Photoshop Elements - except possibly for the Gimp. Most resampling algorithms soften an image considerably, even when shrinking a photo. Photoshop and the Giimp will allow you to choose a better algorithm, and to resharpen the pic afterwards.
Regards,
Eric