Is anybody using PayPal Website Payment Pro for processing credit cards on your online site? If you are how does it work for you.? Any major problems?
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- Thread starter Smitty37
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toolcrazy
Member
I have been using it on both my Web hosting site and my pen sales, I haven't had any issues what so ever.
PenMan1
Member
Smitty:
It works good. No issues other than PayPal and Quicken have very high fees. It works great, just expensive.
It works good. No issues other than PayPal and Quicken have very high fees. It works great, just expensive.
ownership
I already use PayPal so I know about their fees...but I guess, what can we expect they are owned by feebay. Thank you for the reply. I just want a feel for the credit card processing end of things.
USAFVET98
Member
I have no problems at all and very easy to use.
Jgrden
Member
Expensive ??
I want something reasonable for my few transactions. 
Jgrden
Member
Flat $4.95 a month. No per transaction charge. :biggrin:
MesquiteMan
Retired Head Moderator
I do use Paypal but have not seen any advantage to using the Paypal Website Payment Pro. From what I can see, the only difference is you can accept credit card payments directly on your website. I can still accept credit card payment with the regular PayPal and do not have a monthly fee and do not have any liability for having the customer's credit card info. Can someone enlighten me to a reason to use it and pay extra?
Parson
Member
We use paypal payments pro with virtual terminal for our publishing organization ... Works great but is $30 a month plus transaction fees.
Jgrden
Member
Sounds like you have a valid point.
clapiana
Member
with pro you can setup a custom shopping cart using the paypal API and accept visa / credit card seemlessly on your site without a redirect to paypal's payment page
without pro you have to go through the process of having the customer login to the paypal site and then have the transaction take place and then have it go back to your site
not many players in this area anymore....maybe authorize net is still around?
if you are looking for "inexpensive" then use standard paypal or accept a card over the phone and use intuit's gopayment.
without pro you have to go through the process of having the customer login to the paypal site and then have the transaction take place and then have it go back to your site
not many players in this area anymore....maybe authorize net is still around?
if you are looking for "inexpensive" then use standard paypal or accept a card over the phone and use intuit's gopayment.
MesquiteMan
Retired Head Moderator
Does it bother people to have to go to Paypal? A LOT of the vendors that I buy from, even non-pen stuff, re-direct to Paypal. Also, you DO NOT have to log in to Paypal if you are only using a credit card with the Standard Paypal and Virtuemart uses the Paypal API to confirm payment status.
sgimbel
Member
I buy through paypal all the time and logging in only takes a few seconds, no problem.
DurocShark
Member
I feel the same as Curtis. I have not seen the need to go pro, and handling the CC #'s directly means I have to make my site PCI compliant. No thanks. Went through PCI at my last job. Not fun.
Plus, they've tightened down PCI regs. Shared networks or servers are NOT approved. Ugh!
rixstix
Member
Here's the reason that we use a traditional merchant account and PayPal. Granted, if you only have a couple hundred dollars per month or less in sales, it may not be cost effective.
Some companies have spent lots of money on surveys and the general gist of the responses have been that consumers prefer credit card entry over credit card via PayPal anywhere from 4:1 to 9:1 My historical data also showed a similar statistic the last time that I checked. Being taken "Off-Site" for payment (regardless of the processor) was the top reason for shopping cart abandonment according to those same surveys.
We were partners with a large vendor who chose to only accept PP. After a couple of years of lack-luster sales, that vendor commissioned a survey. The response was overwhelming that PP was the main reason for abandoned carts. After they revised their accepted payment methods, sales increased almost immediately by 5 to 6 times.
Quarterly PCI scans don't have to be the pain that I've seen described. Our host takes care of 99.9% of all PCI issues before we know about them and includes quarterly scans and on-demand scans with certificates in the monthly hosting fee. On the first of every month, we schedule a scan and send the results to our CC processor. That way, if anything ever happens with our hosting, we still have a 2 month window to correct any issue. Shared servers can pass a PCI scan without a problem. There are hosts out there who don't want to take the time to secure their servers and use that excuse to 'upsell' hosting. Ours has never failed a scan. My opinion about not wanting to be PCI compliant is telling your customers that you really don't care about keeping their personal information secure. If your ecommerce site cannot pass a scan, then there is a security hole that a hacker can use for who knows what.
Depending upon sales activity, PP Website Payments Pro has more attractive rates than most other processors once you figure all costs into the final equation. All said and done, 2.5% is really hard to beat when you take into account that 90% of the cards accepted are rewards cards that do not qualify for the extremely low rate that most processors quote.
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Jgrden
Member
Rick, excellent response. Thank you.
Say I love Coeur d Alene. Had we not settled in the San Bernardino mountains of California we would have headed your way. Believe me, I am no competition to you.
Say I love Coeur d Alene. Had we not settled in the San Bernardino mountains of California we would have headed your way. Believe me, I am no competition to you.
toolcrazy
Member
You need to remember that if you use Website Payments Pro. You never see the credit cards and the credit cards are never saved on your site. Also, PayPal doesn't require PCI compliance unless you reach a certain number of transactions.
clapiana
Member
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