Debra the easiest way I have found to upload directly into your topic, is to click the paperclip just below the message box you are typing in. An upload popup window will open on your screen. Click on browse and another window will open. Now you need to navigate the browser to where you saved the photos in HP Image Zone, check under the my pictures folder. Find the picture you want in your post (topic) and click on it. Next click on upload file and it will put an HTML tag line in your message box. Do not change it, if you want to type something after your picture move your cursor to the end and hit the enter key. Then type what you would like to say, preview the reply and submit if you are done.
Hope this helps somewhat.