Dave--If Photoshop Elements came with your camera, you need to 1) resize your photos to about 640 x 480 or thereabouts, and 2) using "Save as" there will be a window that pops up asking you for the quality of shot. Adjust this quantity down until the picture size is <90 for loading to a post or <150k for loading to your album.
Our Admin (Jeff) will have an album set up for you shortly--usually within a day or so of joining. You can find it by clicking on the "Photos" link in the upper right hand corner of the home page. If your album has been created, you will see a link for "Edit/Upload to Your Album".
If you have other questions, there is a Photo FAQ link on the upper left hand side of the home page.