I typically have the drills that are one or two steps up and down from the specified drill and I do on occasion use them when I plan on, as Ed says, "brush on" inside the blank. I too use a chart that shows the drill sizes, but I also made one up of my own, specifically related to pen tube drills for various kits. I also cut and paste from my chart into custom instruction sheets or "quick reference" sheets along with my notes for many of my favorite kits. - Dave
PS I think there may also be a drill bit reference chart or two that Wayne has put in the Resources on IAP.