Big Guys
Well the gas stations were advertising their cash price. But I doubt that the credit card companies would have much incentive to do anything about it if I bothered to complain.
I was thinking that state laws might be trumping MC/Visa T&Cs. I've also thought that the Chinese who are pretty blatant about dodging PayPal fees might have local law on their side. The credit card companies must comply with the law in every nation where they operate and the rules can vary from country to country. Small and Poor countries might need to adjust their laws to suit the credit card companies but larger, richer nations will not.
I'd also be surprised if places like Wal-Mart and Target don't have their own negotiated terms and conditions and not just lower fees...my guess is they have fewer hoops to jump through as well. I know that when IBM gave most of their employees Carte Blanche and American Express cards a long time ago we did not have the same T&Cs as the general public.
Well the gas stations were advertising their cash price. But I doubt that the credit card companies would have much incentive to do anything about it if I bothered to complain.
I was thinking that state laws might be trumping MC/Visa T&Cs. I've also thought that the Chinese who are pretty blatant about dodging PayPal fees might have local law on their side. The credit card companies must comply with the law in every nation where they operate and the rules can vary from country to country. Small and Poor countries might need to adjust their laws to suit the credit card companies but larger, richer nations will not.
I'd also be surprised if places like Wal-Mart and Target don't have their own negotiated terms and conditions and not just lower fees...my guess is they have fewer hoops to jump through as well. I know that when IBM gave most of their employees Carte Blanche and American Express cards a long time ago we did not have the same T&Cs as the general public.