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Old 07-11-2018, 01:34 AM   #9 (permalink)
Pen Zen
 
Join Date: Jun 2017
Location: NRH, TX
Posts: 120
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I don't think it's about fees as much as it is the protections afforded to buyers by PayPal. It is easy enough after all for a seller to add transaction fees to the selling price. It is also pretty easy for a buyer to make a claim (true or false) against a seller and receive a refund from PayPal. PayPal recovers the money from the seller.

If the buyer pays using the Friends and Family option, the transaction is considered a gift, not a purchase. The buyer is left without any recourse and the seller doesn't have to worry about a future claim for a refund (Item not Received, Item not as Described, etc.).
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